Rates
Deposit and Loan Rates
- Deposit Rates
CERTIFICATE OF DEPOSIT / INDIVIDUAL RETIREMENT ACCOUNT
Annual Percentage Yields (APY) are effective as of January 1, 2024.
(Minimum to open account is $500)TERM INTEREST RATE ANNUAL PERCENTAGE YIELD (APY) 182 Days .50% .50% 1 Year .60% .60% 2 Years .70% .70% 3 Years .90% .90% 4 Years 1.05% 1.05% 5 Years 1.30% 1.30% A penalty may be imposed for early withdrawals on Certificate of Deposit accounts and IRA accounts. Rates are subject to change without notice.
GOOD NEIGHBORS CLUB CHECKING
Annual Percentage Yields (APY) are effective as of January 1, 2024.
To obtain the annual percentage yield disclosed, you must maintain the following balances:BALANCE INTEREST RATE ANNUAL PERCENTAGE YIELD (APY) $500.00 – $4,999.99 .10% .10% $5,000.00 – $49,999.99 .15% .15% $50,000.00 and Over .20% .20% Please contact us for further information about applicable fees and terms. Fees may reduce the earnings on these accounts. Rate may change after account is opened.
EAGLE ADVANTAGE
Annual Percentage Yields (APY) are effective as of January 1, 2024.
To obtain the annual percentage yield disclosed, you must maintain the following balances:BALANCE INTEREST RATE ANNUAL PERCENTAGE YIELD (APY) $1,000.00 – $24,999.99 .10% .10% $25,000.00 and Over .15% .15% Please contact us for further information about applicable fees and terms. Fees may reduce the earnings on these accounts. Rate may change after account is opened.
BUSINESS ADVANTAGE & PUBLIC ADVANTAGE
Annual Percentage Yields (APY) are effective as of January 1, 2024.
To obtain the annual percentage yield disclosed, you must maintain the following balances:BALANCE INTEREST RATE ANNUAL PERCENTAGE YIELD (APY) $2,500.00 – $9,999.99 .05% .05% $10,000.00 – $49,999.99 .10% .10% $50,000.00 and Over .15% .15% Please contact us for further information about applicable fees and terms. Fees may reduce the earnings on these accounts. Rate may change after account is opened.
MONEY MARKET DEMAND ACCOUNT
Annual Percentage Yields (APY) are effective as of January 1, 2024.
(Minimum to open account is $2,500.00)
To obtain the annual percentage yield disclosed, you must maintain the following balances:BALANCE INTEREST RATE ANNUAL PERCENTAGE YIELD (APY) $0.01 – $2,499.99 .05% .05% $2,500.00 – $24,999.99 .20% .20% $25,000.00 – $49,999.99 .25% .25% $50,000.00 – $99,999.99 .30% .30% $100,000.00 and Over .40% .40% Please contact us for further information about applicable fees and terms. Fees may reduce the earnings on these accounts. Rate may change after account is opened.
LIBERTY PREMIUM MARKET SHARE
Annual Percentage Yields (APY) are effective as of January 2, 2024.
(Minimum to open account is 25,000.00; $25,000 new money required)
To obtain the annual percentage yield disclosed, you must maintain the following balances:BALANCE INTEREST RATE ANNUAL PERCENTAGE YIELD (APY) $0.01 – $2,499.99 .05% .05% $2,500.00 – $24,999.99 .25% .25% $25,000.00 – $99,999.99 .35% .35% $100,000.00 and OVER 4.00% 4.07% Please contact us for further information about applicable fees and terms. Fees may reduce the earnings on these accounts. Rate may change after account is opened.
EAGLE PREMIUM SAVINGS ACCOUNT
Annual Percentage Yields (APY) are effective as of February 1, 2024.
(Minimum to open account is $100,000.00, with $25,000 new money)
To obtain the annual percentage yield disclosed, you must maintain the following balances:BALANCE INTEREST RATE ANNUAL PERCENTAGE YIELD (APY) $0.01 – $2,499.99 .05% .05% $2,500.00 – $24,999.99 .25% .25% $25,000.00 – $99,999.99 .35% .35% $100,000.00 and OVER* 4.50% 4.59% *Effective 3/13/2023 rate cap is 4.75/4.85 APY
Please contact us for further information about applicable fees and terms. Fees may reduce the earnings on these accounts. Rate may change after account is opened.
STATEMENT SAVINGS
Annual Percentage Yields (APY) are effective as of January 1, 2024.
To obtain the annual percentage yield disclosed, you must maintain the following balances:BALANCE INTEREST RATE ANNUAL PERCENTAGE YIELD (APY) $0.01 – $24,999.99 .15% .15% $25,000.00 and Over .20% .20% Please contact us for further information about applicable fees and terms. Fees may reduce the earnings on these accounts. Rate may change after account is opened.
EAGLE PREMIUM IRA ACCOUNT (NEW ACCOUNT ELIGIBILITY DISCONTINUED AS OF 11/3/2022.)
Annual Percentage Yields (APY) are effective as of February 1, 2024.
(Minimum to open account is $100,000.00, with $25,000 new money)
To obtain the annual percentage yield disclosed, you must maintain the following balances:BALANCE INTEREST RATE ANNUAL PERCENTAGE YIELD (APY) $0.01 – $2,499.99 .05% .05% $2,500.00 – $24,999.99 .25% .25% $25,000.00 – $99,999.99 .35% .35% $100,000.00 and OVER* 4.50% 4.59% *Effective 3/13/2023 rate cap is 4.75/4.85 APY
Please contact us for further information about applicable fees and terms. Fees may reduce the earnings on these accounts. Rate may change after account is opened.
CLUB ACCOUNTS
Annual Percentage Yields (APY) are effective as of January 1, 2024.
To obtain the annual percentage yield disclosed, you must maintain the following balances:BALANCE INTEREST RATE ANNUAL PERCENTAGE YIELD (APY) $0.01 and Over .15% .15% Please contact us for further information about applicable fees and terms. Fees may reduce the earnings on these accounts. Rate may change after account is opened.
- Loan Rates
Rates are effective as of January 1, 2024.
UNSECURED PERSONAL LOAN
Example shown based on minimum loan amount of $2,500
AMOUNT TERM INTEREST RATE ANNUAL PERCENTAGE RATE PAYMENT / $1,000.00 $2,500 24 Months 13.50% 14.0002% $48.10 Fixed-rate, close-end loans; $0 down payment; Your actual rate and payment amount may be different as determined by your collateral, term, loan amount, and credit qualifications. Additional terms may apply. Credit subject to approval. A loan fee may be required. Rates and terms are subject to change without notice. Automatic payment option available. Consult a tax advisor regarding deductibility of interest.
NEW AUTO & RECREATION VEHICLE
Based on a $10,000 Loan (2024 or previously untitled 2023)
TERM INTEREST RATE ANNUAL PERCENTAGE RATE PAYMENT / $1,000.00 36 Months 8.25% 8.5819% $31.70 48 Months 8.49% 8.7461% $24.84 60 Months 8.75% 8.9599% $20.80 72 Months 8.99% 9.1689% $18.17 Fixed-rate, close-end loans; $0 down payment; Your actual rate and payment amount may be different as determined by your collateral, term, loan amount, and credit qualifications. Additional terms may apply. Credit subject to approval. A loan fee may be required. Rates and terms are subject to change without notice. Automatic payment option available. Consult a tax advisor regarding deductibility of interest.
USED AUTO & RECREATIONAL VEHICLE
Based on a $10,000 Loan (Models no older than 5 years)
TERM INTEREST RATE ANNUAL PERCENTAGE RATE PAYMENT / $1,000.00 36 Months 9.00% 9.3335% $32.05 48 Months 9.375% 9.6329% $25.27 60 Months 9.75% 9.9621% $21.30 Fixed-rate, close-end loans; $0 down payment; Your actual rate and payment amount may be different as determined by your collateral, term, loan amount, and credit qualifications. Additional terms may apply. Credit subject to approval. A loan fee may be required. Rates and terms are subject to change without notice. Automatic payment option available. Consult a tax advisor regarding deductibility of interest.