Our Watsontown lobby will be closed the full week of September 2nd.
Both our Watsontown lobby and drive-thru will be closed on Saturday September 7th. We apologize for any inconvenience.

Rates

Deposit and Loan Rates

We offer a variety of solutions with competitive rates for both your deposit and lending needs.
  • Deposit Rates
    CERTIFICATE OF DEPOSIT / INDIVIDUAL RETIREMENT ACCOUNT

    Annual Percentage Yields (APY) are effective as of January 1, 2024.
    (Minimum to open account is $500)

    TERM INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)
    182 Days .50% .50%
    1 Year .60% .60%
    2 Years .70% .70%
    3 Years .90% .90%
    4 Years 1.05% 1.05%
    5 Years 1.30% 1.30%

    A penalty may be imposed for early withdrawals on Certificate of Deposit accounts and IRA accounts. Rates are subject to change without notice.

    GOOD NEIGHBORS CLUB CHECKING

    Annual Percentage Yields (APY) are effective as of January 1, 2024.
    To obtain the annual percentage yield disclosed, you must maintain the following balances:

    BALANCE INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)
    $500.00 – $4,999.99 .10% .10%
    $5,000.00 – $49,999.99 .15% .15%
    $50,000.00 and Over .20% .20%

    Please contact us for further information about applicable fees and terms. Fees may reduce the earnings on these accounts. Rate may change after account is opened.

    EAGLE ADVANTAGE

    Annual Percentage Yields (APY) are effective as of January 1, 2024.
    To obtain the annual percentage yield disclosed, you must maintain the following balances:

    BALANCE INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)
    $1,000.00 – $24,999.99 .10% .10%
    $25,000.00 and Over .15% .15%
         

    Please contact us for further information about applicable fees and terms. Fees may reduce the earnings on these accounts. Rate may change after account is opened.

    BUSINESS ADVANTAGE & PUBLIC ADVANTAGE

    Annual Percentage Yields (APY) are effective as of January 1, 2024.
    To obtain the annual percentage yield disclosed, you must maintain the following balances:

    BALANCE INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)
    $2,500.00 – $9,999.99 .05% .05%
    $10,000.00 – $49,999.99 .10% .10%
    $50,000.00 and Over .15% .15%

    Please contact us for further information about applicable fees and terms. Fees may reduce the earnings on these accounts. Rate may change after account is opened.

    MONEY MARKET DEMAND ACCOUNT

    Annual Percentage Yields (APY) are effective as of January 1, 2024.
    (Minimum to open account is $2,500.00)
    To obtain the annual percentage yield disclosed, you must maintain the following balances:

    BALANCE INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)
    $0.01 – $2,499.99 .05% .05%
    $2,500.00 – $24,999.99 .20% .20%
    $25,000.00 – $49,999.99 .25% .25%
    $50,000.00 – $99,999.99 .30% .30%
    $100,000.00 and Over .40% .40%

    Please contact us for further information about applicable fees and terms. Fees may reduce the earnings on these accounts. Rate may change after account is opened.

    LIBERTY PREMIUM MARKET SHARE

    Annual Percentage Yields (APY) are effective as of January 2, 2024.
    (Minimum to open account is 25,000.00; $25,000 new money required)
    To obtain the annual percentage yield disclosed, you must maintain the following balances:

    BALANCE INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)
    $0.01 – $2,499.99 .05% .05%
    $2,500.00 – $24,999.99 .25% .25%
    $25,000.00 – $99,999.99 .35% .35%
    $100,000.00 and OVER 4.00% 4.07%

    Please contact us for further information about applicable fees and terms. Fees may reduce the earnings on these accounts. Rate may change after account is opened.

    EAGLE PREMIUM SAVINGS ACCOUNT

    Annual Percentage Yields (APY) are effective as of February 1, 2024.
    (Minimum to open account is $100,000.00, with $25,000 new money)
    To obtain the annual percentage yield disclosed, you must maintain the following balances:

    BALANCE INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)
    $0.01 – $2,499.99 .05% .05%
    $2,500.00 – $24,999.99 .25% .25%
    $25,000.00 – $99,999.99 .35% .35%
    $100,000.00 and OVER* 4.50% 4.59%

    *Effective 3/13/2023 rate cap is 4.75/4.85 APY

    Please contact us for further information about applicable fees and terms. Fees may reduce the earnings on these accounts. Rate may change after account is opened.

    STATEMENT SAVINGS

    Annual Percentage Yields (APY) are effective as of January 1, 2024.
    To obtain the annual percentage yield disclosed, you must maintain the following balances:

    BALANCE INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)
    $0.01 – $24,999.99 .15% .15%
    $25,000.00 and Over .20% .20%

    Please contact us for further information about applicable fees and terms. Fees may reduce the earnings on these accounts. Rate may change after account is opened.

    EAGLE PREMIUM IRA ACCOUNT  (NEW ACCOUNT ELIGIBILITY DISCONTINUED AS OF 11/3/2022.)

    Annual Percentage Yields (APY) are effective as of February 1, 2024.
    (Minimum to open account is $100,000.00, with $25,000 new money)
    To obtain the annual percentage yield disclosed, you must maintain the following balances:

    BALANCE INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)
    $0.01 – $2,499.99 .05% .05%
    $2,500.00 – $24,999.99 .25% .25%
    $25,000.00 – $99,999.99 .35% .35%
    $100,000.00 and OVER* 4.50% 4.59%

    *Effective 3/13/2023 rate cap is 4.75/4.85 APY

    Please contact us for further information about applicable fees and terms. Fees may reduce the earnings on these accounts. Rate may change after account is opened.

    CLUB ACCOUNTS

    Annual Percentage Yields (APY) are effective as of January 1, 2024.
    To obtain the annual percentage yield disclosed, you must maintain the following balances:

    BALANCE INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)
    $0.01 and Over .15% .15%

    Please contact us for further information about applicable fees and terms. Fees may reduce the earnings on these accounts. Rate may change after account is opened.

  • Loan Rates

    Rates are effective as of January 1, 2024.

    UNSECURED PERSONAL LOAN

    Example shown based on minimum loan amount of $2,500

    AMOUNT TERM INTEREST RATE ANNUAL PERCENTAGE RATE PAYMENT / $1,000.00
    $2,500 24 Months 13.50% 14.0002% $48.10

    Fixed-rate, close-end loans; $0 down payment; Your actual rate and payment amount may be different as determined by your collateral, term, loan amount, and credit qualifications. Additional terms may apply. Credit subject to approval. A loan fee may be required. Rates and terms are subject to change without notice. Automatic payment option available. Consult a tax advisor regarding deductibility of interest.

    NEW AUTO & RECREATION VEHICLE

    Based on a $10,000 Loan (2024 or previously untitled 2023)

    TERM INTEREST RATE ANNUAL PERCENTAGE RATE PAYMENT / $1,000.00
    36 Months 8.25% 8.5819% $31.70
    48 Months 8.49% 8.7461% $24.84
    60 Months 8.75% 8.9599% $20.80
    72 Months 8.99% 9.1689% $18.17

    Fixed-rate, close-end loans; $0 down payment; Your actual rate and payment amount may be different as determined by your collateral, term, loan amount, and credit qualifications. Additional terms may apply. Credit subject to approval. A loan fee may be required. Rates and terms are subject to change without notice. Automatic payment option available. Consult a tax advisor regarding deductibility of interest.

    USED AUTO & RECREATIONAL VEHICLE

    Based on a $10,000 Loan (Models no older than 5 years)

    TERM INTEREST RATE ANNUAL PERCENTAGE RATE PAYMENT / $1,000.00
    36 Months 9.00% 9.3335% $32.05
    48 Months 9.375% 9.6329% $25.27
    60 Months 9.75% 9.9621% $21.30

    Fixed-rate, close-end loans; $0 down payment; Your actual rate and payment amount may be different as determined by your collateral, term, loan amount, and credit qualifications. Additional terms may apply. Credit subject to approval. A loan fee may be required. Rates and terms are subject to change without notice. Automatic payment option available. Consult a tax advisor regarding deductibility of interest.

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SUSQUEHANNA COMMUNITY BANK OFFICES WILL BE CLOSED IN OBSERVANCE OF THE FOLLOWING HOLIDAYS IN 2024-2025:

 

Monday, January 1st, 2024- CLOSED, New Year’s Day
Monday, January 15th, 2024- CLOSED, Martin Luther King Jr Day
Monday, February 19th, 2024- CLOSED, President’s Day
Friday, March 29th, 2024- Closing at 1:00 p.m., Good Friday
Monday, May 27th, 2024- CLOSED, Memorial Day
Wednesday, June 19th, 2024- CLOSED, Juneteenth
Thursday, July 4th, 2024- CLOSED, Fourth of July
Monday, September 2nd, 2024- CLOSED, Labor Day
Monday, October 14th, 2024- CLOSED, Columbus Day
Monday, November 11th, 2024- CLOSED, Veterans Day
Thursday, November 28th, 2024- CLOSED, Thanksgiving Day
Tuesday, December 24th, 2024- Closing at 1:00 p.m., Christmas Eve
Wednesday, December 25th, 2024- CLOSED, Christmas Day
Tuesday, December 31st, 2024- Closing at 3:00 p.m., New Year’s Eve
Wednesday, January 1st, 2025- CLOSED, New Year’s Day

Please remember that on holidays and weekends, you can still access online banking, mobile banking and telephone banking (570-568-2265) services.

Thank you for banking with us!