Medical Mortgage Program

¹This program is available to medical professionals, including: Medical Residents, Medical Fellows, and Medical Doctors as well as Medical Researchers with a Doctorate degree. This program offer 100% maximum loan-to-value without PMI. Loan length up to 30 years. Must provide a signed acceptance letter or proof of employment with salary and start date to qualify. Closings can occur within 60 days prior to employment start date. Credit score of 680 or higher is required. Maximum total debt ratios of 43%. Single-family, owner-occupied properties only. Auto payment from an SCB account is required. Taxes and insurances are not escrowed. No HPML loans. US Citizens or permanent resident aliens only; no student or other temporary visas. Available for purchase, refinance, and construction mortgages. Maximum 4% seller concession towards closing costs. Title insurance required. Deferred student loans are not considered part of the current debt obligation. Subject to underwriting and tracking of closed loans for monitoring and reporting. Subject to credit approval. Additional fees may apply. Susquehanna Community Bank NMLS# 455754.