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Investor Relations

Investor Relations

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Susquehanna Community Financial Inc. (SQCF)

Overview

Susquehanna Community Financial, Inc. is a financial services holding company for Susquehanna Financial Investment Corporation and Susquehanna Community Bank. Headquartered in West Milton, Pennsylvania, the company is focused on delivering personalized, relationship-based banking to its customers. Susquehanna Community Bank has finished as one of the Top 5 Pennsylvania Financial Institutions, out of 153, over the last 5 years according to a leading industry Bank performance report of 8 different criteria by Financial Management Consulting Group, in addition to being named as one of the Top 40 Community Banks (ranked by 3-year average return on equity) by American Banker in its May 2018 issue and Business of the Year (2011) by Central Pennsylvania Chamber of Commerce. Susquehanna Community Bank has 7 full service branches, conveniently located in Lycoming, Union, Northumberland and Snyder counties to serve consumers and businesses, small and large. Susquehanna Community Bank is an FDIC-insured institution and funds deposited in the bank are insured up to the FDIC’s insurance limit.

Quarterly Earnings, Shareholder Letters, and Annual Reports:

  • Second Quarter 2024

    Susquehanna Community Financial, Inc. Reports Second Quarter Earnings

    Susquehanna Community Financial, Inc. and its wholly-owned subsidiaries, Susquehanna Community Bank and Susquehanna Financial Investment Corporation, announced unaudited, consolidated financial results for the end of the second quarter of 2024.

    • Susquehanna Community Financial, Inc. declared its second quarter dividend in the amount of $0.24 per share.
    • As of June 30, 2024, total assets were approximately $594,21,000 as compared to $586,604,000 (audited) as of December 31, 2023. Net loans outstanding were approximately $376,703,000.
    • Total deposits were approximately $488,409,000.
    • Year-to-date 2024, earnings are strong at approximately $942,000, as compared to earnings at $1,034,000 for the same period of 2023.
    • Year-to-date Earnings per share were approximately $0.33 and $0.36 for the second quarters of 2024 and 2023, respectively.

    View Shareholder Letter

  • First Quarter 2024

    Susquehanna Community Financial, Inc. Reports First Quarter Earnings

    Susquehanna Community Financial, Inc. and its wholly-owned subsidiaries, Susquehanna Community Bank and Susquehanna Financial Investment Corporation, announced unaudited, consolidated financial results for the end of the first quarter of 2024.

    • Susquehanna Community Financial, Inc. declared its first quarter dividend in the amount of $0.24 per share.
    • As of March 31, 2024, total assets were approximately $582,949,000 as compared to $586,604,000 (audited) as of December 31, 2023. Net loans outstanding were approximately $364,755,000.
    • Total deposits were approximately $486,142,000.
    • Year-to-date 2024, earnings are strong at approximately $448,000, as compared to earnings at $487,000 for the same period of 2023.
    • Year-to-date Earnings per share were approximately $0.16 and $0.17 for the first quarters of 2024 and 2023, respectively.

    View Shareholder Letter

  • 2023 Annual Report
  • Fourth Quarter 2023

    Susquehanna Community Financial, Inc. Reports Fourth Quarter Earnings

    Susquehanna Community Financial, Inc. and its wholly-owned subsidiaries, Susquehanna Community Bank and Susquehanna Financial Investment Corporation, announced unaudited, consolidated financial results for the end of the fourth quarter of 2023.

    • Susquehanna Community Financial, Inc. declared its fourth quarter dividend in the amount of $0.24 per share.
    • As of December 31, 2023, total assets were approximately $586,604,000 as compared to $556,041,000 (audited) as of December 31, 2022. Net loans outstanding were approximately $364,391,000.
    • Total deposits were approximately $497,184,000.
    • Year-to-date 2023, earnings are strong at approximately $2,215,000, as compared to earnings at $5,310,000 for the same period of 2022.
    • Year-to-date Earnings per share were approximately $0.78 and $1.87 for the fourth quarters of 2023 and 2022, respectively.

    View Shareholder Letter

  • Third Quarter 2023

    Susquehanna Community Financial, Inc. Reports Third Quarter Earnings

    Susquehanna Community Financial, Inc. and its wholly-owned subsidiaries, Susquehanna Community Bank and Susquehanna Financial Investment Corporation, announced unaudited, consolidated financial results for the end of the third quarter of 2023.

    • Susquehanna Community Financial, Inc. declared its third quarter dividend in the amount of $0.24 per share.
    • As of September 30, 2023, total assets were approximately $573,817,000 as compared to $556,041,000 (audited) as of December 31, 2022. Net loans outstanding were approximately $361,885,000.
    • Total deposits were approximately $518,742,000.
    • Year-to-date 2023, earnings are strong at approximately $1,551,000, as compared to earnings at $3,847,000 for the same period of 2022.
    • Year-to-date Earnings per share were approximately $0.55 and $1.35 for the third quarters of 2023 and 2022, respectively.

    View Shareholder Letter

  • Second Quarter 2023

    Susquehanna Community Financial, Inc. Reports Second Quarter Earnings

    Susquehanna Community Financial, Inc. and its wholly-owned subsidiaries, Susquehanna Community Bank and Susquehanna Financial Investment Corporation, announced unaudited, consolidated financial results for the end of the second quarter of 2023.

    • Susquehanna Community Financial, Inc. declared its second quarter dividend in the amount of $0.24 per share.
    • As of June 30, 2023, total assets were approximately $574,937,000 as compared to $556,041,000 (audited) as of December 31, 2022. Net loans outstanding were approximately $353,934,000.
    • Total deposits were approximately $513,937,000.
    • Year-to-date 2023, earnings are strong at approximately $1,034,000, as compared to earnings at $2,717,000 for the same period of 2022.
    • Year-to-date Earnings per share were approximately $0.36 and $0.96 for the second quarters of 2023 and 2022, respectively.

    View Shareholder Letter

  • First Quarter 2023

    Susquehanna Community Financial, Inc. Reports First Quarter Earnings

    Susquehanna Community Financial, Inc. and its wholly-owned subsidiaries, Susquehanna Community Bank and Susquehanna Financial Investment Corporation, announced unaudited, consolidated financial results for the end of the first quarter of 2023.

    • Susquehanna Community Financial, Inc. declared its first quarter dividend in the amount of $0.24 per share.
    • As of March 31, 2023, total assets were approximately $565,761,000 as compared to $556,041,000 (audited) as of December 31, 2022. Net loans outstanding were approximately $340,026,000.
    • Total deposits were approximately $523,780,000.
    • Year-to-date 2023, earnings are strong at approximately $487,000, as compared to earnings at $1,439,000 for the same period of 2022.
    • Year-to-date Earnings per share were approximately $0.17 and $0.51 for the first quarters of 2023 and 2022, respectively.

    View Shareholder Letter

  • 2022 Annual Report
  • Fourth Quarter 2022

    Susquehanna Community Financial, Inc. Reports Fourth Quarter Earnings

    Susquehanna Community Financial, Inc. and its wholly-owned subsidiaries, Susquehanna Community Bank and Susquehanna Financial Investment Corporation, announced unaudited, consolidated financial results for the end of the fourth quarter of 2022.

    • Susquehanna Community Financial, Inc. declared its fourth quarter dividend in the amount of $0.24 per share.
    • As of December 31, 2022, total assets were approximately $555,845,000 as compared to $559,138,000 (audited) as of December 31, 2021. Net loans outstanding were approximately $326,091,000.
    • Total deposits were approximately $511,271,000.
    • Year-to-date 2022, earnings are strong at approximately $5,154,000, as compared to earnings at $5,629,000 (audited) for the same period of 2021.
    • Year-to-date Earnings per share were approximately $1.81 and $1.96 (audited) for the years of 2022 and 2021, respectively.

    View Shareholder Letter

  • Third Quarter 2022

    Susquehanna Community Financial, Inc. Reports Third Quarter Earnings

    Susquehanna Community Financial, Inc. and its wholly-owned subsidiaries, Susquehanna Community Bank and Susquehanna Financial Investment Corporation, announced unaudited, consolidated financial results for the end of the third quarter of 2022.

    • Susquehanna Community Financial, Inc. declared its third quarter dividend in the amount of $0.24 per share.
    • As of September 30, 2022, total assets were approximately $547,256,000 as compared to $559,138,000 (audited) as of December 31, 2021. Net loans outstanding were approximately $318,104,000.
    • Total deposits were approximately $516,842,000.
    • Year-to-date 2022, earnings are strong at approximately $3,847,000, as compared to earnings at $4,322,000 for the same period of 2021.
    • Year-to-date Earnings per share were approximately $1.35 and $1.50 for the years of 2022 and 2021, respectively.

    View Shareholder Letter

  • Second Quarter 2022

    Susquehanna Community Financial, Inc. Reports Second Quarter Earnings

    Susquehanna Community Financial, Inc. and its wholly-owned subsidiaries, Susquehanna Community Bank and Susquehanna Financial Investment Corporation, announced unaudited, consolidated financial results for the end of the second quarter of 2022.

    • Susquehanna Community Financial, Inc. declared its second quarter dividend in the amount of $0.24 per share.
    • As of June 30, 2022, total assets were approximately $547,300,000 as compared to $559,138,000 (audited) as of December 31, 2021. Net loans outstanding were approximately $307,754,000.
    • Total deposits were approximately $505,440,000.
    • Year-to-date 2022, earnings are strong at approximately $2,717,000, as compared to earnings at $2,807,000 for the same period of 2021.
    • Year-to-date Earnings per share were approximately $0.96 and $0.97 for the years of 2022 and 2021, respectively.

    View Shareholder Letter

  • First Quarter 2022

    Susquehanna Community Financial, Inc. Reports First Quarter Earnings

    Susquehanna Community Financial, Inc. and its wholly-owned subsidiaries, Susquehanna Community Bank and Susquehanna Financial Investment Corporation, announced unaudited, consolidated financial results for the end of the first quarter of 2022.

    • Susquehanna Community Financial, Inc. declared its first quarter dividend in the amount of $0.24 per share.
    • As of March 31, 2022, total assets were approximately $556,587,000 as compared to $559,138,000 (audited) as of December 31, 2021.
    • Net loans outstanding were approximately $312,845,000.
    • Total deposits were approximately $498,290,000.
    • Year-to-date 2022, earnings are strong at approximately $1,439,000, as compared to earnings at $1,365,000 for the same period of 2021.
    • Year-to-date Earnings per share were approximately $0.51 and $0.47 for the years of 2022 and 2021, respectively.

    View Shareholder Letter

  • 2021 Annual Report
  • Fourth Quarter 2021

    Susquehanna Community Financial, Inc. Reports Fourth Quarter Earnings

    Susquehanna Community Financial, Inc. and its wholly-owned subsidiaries, Susquehanna Community Bank and Susquehanna Financial Investment Corporation, announced unaudited, consolidated financial results for the end of the fourth quarter of 2021.

    • Susquehanna Community Financial, Inc. declared its fourth quarter dividend in the amount of $0.32 per share. Total dividends for 2021 were $0.90 per share, a 5.9% increase over 2020.
    • As of December 31, 2021, total assets were approximately $559,138,000 as compared to $501,663,000 (audited) as of December 31, 2020.
    • Net loans outstanding were approximately $312,917,000.
    • Total deposits were approximately $489,318,000.
    • For the year of 2021, net income was approximately $5,629,000, as compared to 2020 earnings at $5,369,000 (audited).
    • Year-to-date Earnings per share were approximately $1.96 and $1.85 (audited) for the years of 2021 and 2020, respectively.
  • Third Quarter 2021

    Susquehanna Community Financial, Inc. Reports Third Quarter Earnings

    Susquehanna Community Financial, Inc. and its wholly-owned subsidiaries, Susquehanna Community Bank and Susquehanna Financial Investment Corporation, announced unaudited, consolidated financial results for the end of the third quarter of 2021.

    • Susquehanna Community Financial, Inc. declared its third quarter dividend in the amount of $0.22 per share.
    • As of September 30, 2021, total assets were approximately $543,505,000 as compared to $501,663,000 (audited) as of December 31, 2020.
    • Net loans outstanding were approximately $305,112,000.
    • Total deposits were approximately $470,422,000.
    • For the first nine months of 2021, net income was approximately $4,322,000, as compared to the first nine months of 2020 at $4,023,000.
    • Year-to-date Earnings per share were approximately $1.50 and $1.38 for the third quarter of 2021 and 2020, respectively
  • Second Quarter 2021

    Susquehanna Community Financial, Inc. Reports Second Quarter Earnings

    Susquehanna Community Financial, Inc. and its wholly-owned subsidiaries, Susquehanna Community Bank and Susquehanna Financial Investment Corporation, announced unaudited, consolidated financial results for the end of the second quarter of 2021.

    • Susquehanna Community Financial, Inc. declared its second quarter dividend in the amount of $0.22 per share.
    • As of June 30, 2021, total assets were approximately $517,317,000 as compared to $501,663,000 (audited) as of December 31, 2020.
    • Net loans outstanding were approximately $291,573,000.
    • Total deposits were approximately $447,358,000.
    • For the first six months of 2021, net income was approximately $2,807,000, as compared to the first six months of 2020 at $2,673,000.
    • Year-to-date Earnings per share were approximately $0.97 and $0.92 for the second quarter of 2021 and 2020, respectively.
  • First Quarter 2021

    Susquehanna Community Financial, Inc. Reports First Quarter Earnings

    Susquehanna Community Financial, Inc. and its wholly-owned subsidiaries, Susquehanna Community Bank and Susquehanna Financial Investment Corporation, announced unaudited, consolidated financial results for the end of the first quarter of 2021.

    • Susquehanna Community Financial, Inc. declared its first quarter dividend in the amount of $0.14 per share, a 3.7% increase over the first quarter of 2020.
    • As of March 31, 2021, total assets were approximately $516,489,000 as compared to $501,663,000 (audited) as of December 31, 2020.
    • Net loans outstanding were approximately $293,435,000.
    • Total deposits were approximately $448,097,000.
    • For the first three months of 2021, net income was approximately $1,365,000, as compared to the first three months of 2020 at $1,182,000 (audited).
    • Year-to-date Earnings per share were approximately $0.47 and $0.40 (audited) for the years of 2021 and 2020, respectively.
  • 2020 Annual Report
  • Fourth Quarter 2020

    Susquehanna Community Financial, Inc. Reports Fourth Quarter Earnings

    Susquehanna Community Financial, Inc. and its wholly-owned subsidiaries, Susquehanna Community Bank and Susquehanna Financial Investment Corporation, announced unaudited, consolidated financial results for the end of the fourth quarter of 2020.

    • Susquehanna Community Financial, Inc. declared its fourth quarter dividend in the amount of $0.445 per share, an 8.5% increase over the fourth quarter of 2019.
    • As of December 31, 2020, total assets were approximately $501,740,000 as compared to $456,644,000 (audited) as of December 31, 2019.
    • Net loans outstanding were approximately $279,200,000.
    • Total deposits were approximately $430,210,000.
    • For the year of 2020, net income was approximately $5,340,000, as compared to 2019 earnings at $5,065,000 (audited).
    • Year-to-date Earnings per share were approximately $1.84 and $1.72 (audited) for the years of 2020 and 2019, respectively.
  • Third Quarter 2020

    Susquehanna Community Financial, Inc. Reports Third Quarter Earnings

    Susquehanna Community Financial, Inc. and its wholly-owned subsidiaries, Susquehanna Community Bank and Susquehanna Financial Investment Corporation, announced unaudited, consolidated financial results for the end of the third quarter of 2020.

    • Susquehanna Community Financial, Inc. declared its third quarter dividend in the amount of $0.135 per share, a 3.8% increase over the third quarter of 2019.
    • As of September 30, 2020, total assets were approximately $480,223,000 as compared to $456,644,000 (audited) as of December 31, 2019.
    • Net loans outstanding were approximately $278,521,000.
    • Total deposits were $409,742,000.
    • For the nine months of 2020, net income was approximately $4,023,000, as compared to the first nine months of 2019 at $3,931,000.
    • Year-to-date Earnings per share were approximately $1.38 and $1.33 for the third quarter of 2020 and 2019, respectively.
  • Reorganizational Meetings

    Susquehanna Community Financial, Inc. Holds Annual Shareholders’ Meeting

    The Annual Shareholders’ Meeting of Susquehanna Community Financial, Inc. and Reorganizational Meetings of Susquehanna Community Financial, Inc. and Susquehanna Community Bank were held virtually on Tuesday, June 23, 2020.

    The following Directors were reappointed during the reorganizational meetings: David S. Runk, Christian C. Trate, Chairman; Richard M. Bowersox, Robert M. Brubaker, William F. Kear, Peter L. Matson, Carl L. Pardoe, and Suzanne T. Stopper. The following officers were also reappointed: David S. Runk, President/CEO; Christian C. Trate, Chairman; William F. Kear, Secretary; and Rodney H. Smith, Treasurer. In addition, current officers were re-elected.

  • Second Quarter 2020

    Susquehanna Community Financial, Inc. Reports Second Quarter Earnings

    Susquehanna Community Financial, Inc. and its wholly-owned subsidiaries, Susquehanna Community Bank and Susquehanna Financial Investment Corporation, announced unaudited, consolidated financial results for the end of the second quarter of 2020.

    • Susquehanna Community Financial, Inc. declared its second quarter dividend in the amount of $0.135 per share, a 3.8% increase over the second quarter of 2019.
    • As of June 30, 2020, total assets were approximately $465,822,000 as compared to $456,644,000 (audited) as of December 31, 2019.
    • Net loans outstanding were approximately $271,135,000.
    • Total deposits were $395,825,000.
    • For the six months of 2020, net income was approximately $2,670,000, as compared to the first six months of 2019 at $2,550,000.
    • Year-to-date Earnings per share were approximately $.92 and $.86 for the second quarter of 2020 and 2019, respectively.
  • 2019 Annual Report

Susquehanna Community Financial, Inc.
940 High Street
West Milton, PA 17886
570-568-6851

Investor Relations Contact:
Rodney H. Smith
570-568-2628

Karla S. Landis
570-568-2622

Transfer Agent:
Computershare Trust Company, N.A.
PO Box 30170
College Station, TX 77842-3170

800-368-5948
Hearing Impaired TDD: 800-952-9245
www.computershare.com

Private Couriers/Registered Mail:
Computershare Trust Company, N.A.
211 Quality Circle, Suite 210
College Station, TX 77845

Market Makers:
Janney Montgomery Scott LLC
Eugene R. Bodo
1717 Arch Street
Philadelphia, PA 19103
215-665-6566

Monroe Financial Partners
Ford Dickinson
500 W. Madison St., Suite 450
Chicago, IL 60661
800-766-5560

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SUSQUEHANNA COMMUNITY BANK OFFICES WILL BE CLOSED IN OBSERVANCE OF THE FOLLOWING HOLIDAYS IN 2024-2025:

 

Monday, January 1st, 2024- CLOSED, New Year’s Day
Monday, January 15th, 2024- CLOSED, Martin Luther King Jr Day
Monday, February 19th, 2024- CLOSED, President’s Day
Friday, March 29th, 2024- Closing at 1:00 p.m., Good Friday
Monday, May 27th, 2024- CLOSED, Memorial Day
Wednesday, June 19th, 2024- CLOSED, Juneteenth
Thursday, July 4th, 2024- CLOSED, Fourth of July
Monday, September 2nd, 2024- CLOSED, Labor Day
Monday, October 14th, 2024- CLOSED, Columbus Day
Monday, November 11th, 2024- CLOSED, Veterans Day
Thursday, November 28th, 2024- CLOSED, Thanksgiving Day
Tuesday, December 24th, 2024- Closing at 1:00 p.m., Christmas Eve
Wednesday, December 25th, 2024- CLOSED, Christmas Day
Tuesday, December 31st, 2024- Closing at 3:00 p.m., New Year’s Eve
Wednesday, January 1st, 2025- CLOSED, New Year’s Day

Please remember that on holidays and weekends, you can still access online banking, mobile banking and telephone banking (570-568-2265) services.

Thank you for banking with us!