Our Watsontown lobby will be closed the full week of December 2nd.
Both our Watsontown lobby and drive-thru will be closed on Saturday December 7th. We apologize for any inconvenience.

Mortgages

Mortgage Solutions

Whether you’re looking to purchase or refinance, we offer our customers expert advice and competitive rates. Susquehanna Community Bank is a full-service mortgage provider dedicated to delivering a better banking experience. We look forward to putting our mortgage services to work for you!

We offer the best mortgage tools available online – easy and convenient online shopping for the best loan programs and most current rates available. Our experienced Mortgage Originators, Chris Romig & Heidi Kline, are here to help. Contact them for rate and pre-qualification information specific to you and your situation or to set-up an appointment.

All loans are subject to credit approval.

Home Mortgage Disclosure Act Notice: The HMDA data about our residential mortgage lending are available online for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. This data is available online at the Consumer Financial Protection Bureau’s Website (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this website.

Contact Us Today!

HEIDI J. KLINE
(NMLS#478136)
email or call
hkline@scb.bank
(570) 217-6218

CHRISTOPHER D. ROMIG
(NMLS#783558)
email or call
cromig@scb.bank
(570) 490-3704

Various In-House

Various fixed rate period adjustments available
Flexible options available based on loan to value
Automatic payment options available

Federal Housing Administration (FHA)

Government backed mortgage
Fixed interest rate for term of loan
Low down payment with no maximum income limits
Down payment may be in form of a gift
Maximum loan amounts vary by county

Conforming Mortgage Secondary Market

Fixed interest rate for term of loan
Servicing retained by SCB
Available for 1-4 family owner occupied properties
Available with or without points
Maximum loan-to-value limits; additional costs could incur with higher loan-to-value
Automatic payment option available

US Dept. of Agriculture (USDA)

Government backed mortgage
Fixed interest rate for term of loan
Fixed low interest rate
Maximum loan-to-value limits; additional costs could incur with higher loan-to-value

Veteran’s Affairs Loan (VA)

Government backed mortgage
Fixed interest rate for term of loan
Maximum loan-to-value limits
Payment benefits to qualifying Veterans

Home Equity

Fixed interest rate for term of loan
Maximum loan-to-value limits

IDProtect®

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OUR TEAM OF EXPERTS IS HERE TO HELP

We take pride in delivering a better banking experience across the Susquehanna Valley and beyond. We’d love to hear from you!
Contact Us

SUSQUEHANNA COMMUNITY BANK OFFICES WILL BE CLOSED IN OBSERVANCE OF THE FOLLOWING HOLIDAYS IN 2024-2025:

 

Monday, January 1st, 2024- CLOSED, New Year’s Day
Monday, January 15th, 2024- CLOSED, Martin Luther King Jr Day
Monday, February 19th, 2024- CLOSED, President’s Day
Friday, March 29th, 2024- Closing at 1:00 p.m., Good Friday
Monday, May 27th, 2024- CLOSED, Memorial Day
Wednesday, June 19th, 2024- CLOSED, Juneteenth
Thursday, July 4th, 2024- CLOSED, Fourth of July
Monday, September 2nd, 2024- CLOSED, Labor Day
Monday, October 14th, 2024- CLOSED, Columbus Day
Monday, November 11th, 2024- CLOSED, Veterans Day
Thursday, November 28th, 2024- CLOSED, Thanksgiving Day
Tuesday, December 24th, 2024- Closing at 1:00 p.m., Christmas Eve
Wednesday, December 25th, 2024- CLOSED, Christmas Day
Tuesday, December 31st, 2024- Closing at 3:00 p.m., New Year’s Eve
Wednesday, January 1st, 2025- CLOSED, New Year’s Day

Please remember that on holidays and weekends, you can still access online banking, mobile banking and telephone banking (570-568-2265) services.

Thank you for banking with us!